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dc.contributor.authorShelembe, Sipho Dennis
dc.date.accessioned2007-10-22T13:23:56Z
dc.date.available2007-10-22T13:23:56Z
dc.date.issued2006
dc.identifier.other306798
dc.identifier.urihttp://hdl.handle.net/10321/104
dc.descriptionThesis (M.B.A.)-Business Studies Unit, Durban University of Technology, 2006 v, 96 leaves, Annexures A-Fen
dc.description.abstractThe marginal and low-income groups face a number of obstacles in their quest to secure housing finance to improve their living conditions. South Africa has a sophisticated and effective finance system. However, it appears that the only beneficiaries from it are the middle and upper income groups of the housing market. The whole system of accessing housing finance has proven to be problematic for the marginal and lower income groups for various reasons, among others: it is not user friendly and is not easily understood by an illiterate or poorly educated person. The key challenge for the South African housing finance system is to find ways of bridging the gap between those who have a regular income and those who do not. The credit gap exists because of the relationship between risk and cost which is a standard lending issue across the globe. The study has unpacked the obstacles by looking at the literature and role players in the housing finance.en
dc.language.isoenen
dc.subjectHousing--Financeen
dc.subjectHousing management--South Africaen
dc.subjectFinancial institutions--South Africaen
dc.subjectLow-income housing--South Africaen
dc.subjectHousing subsidies--South Africaen
dc.subjectManagement--Dissertations, Academicen
dc.titleBarriers preventing marginal income groups from accessing housing financeen
dc.typeThesisen


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