Please use this identifier to cite or link to this item: https://hdl.handle.net/10321/5246
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dc.contributor.authorGumbo, Lilianen_US
dc.contributor.authorMarimuthu, Ferinaen_US
dc.contributor.authorVengesai Edsonen_US
dc.date.accessioned2024-04-11T13:12:56Z-
dc.date.available2024-04-11T13:12:56Z-
dc.date.issued2023-01-
dc.identifier.citation2023. Financial literacy operationalization model for agribusiness entrepreneurs in Zimbabwe. Issues in Social and Environmental Accounting: 113-135. doi:10.7176/isea/s2-08en_US
dc.identifier.issn2460-6081-
dc.identifier.urihttps://hdl.handle.net/10321/5246-
dc.description.abstractAgribusiness is the cornerstone of the Zimbabwean economy as most people survive on agricultural related activities and it is regarded as the first step to fighting poverty among the rural population. However, the sector has not been performing well in terms of productivity due to various factors, which include poor management of borrowed funds, higher loan defaults and financial exclusion. The study sought to assess the level of financial knowledge, financial behaviours, and financial attitudes of agribusiness entrepreneurs and to develop an operationalisation model for improving financial literacy. Pragmatism research philosophy guided this research to use mixed method approaches and sequential mixed method research design. Quantitative data was first collected using a research questionnaire, followed by interviews that were conducted to build upon quantitative results. Multistage cluster sampling and convenience sampling was used to select research participants. Research findings established that agribusiness entrepreneurs: (1) have low financial knowledge, (2) exhibit poor financial behaviours (3) have good financial attitudes except for diverting a portion of business loans for personal use. The general level of financial literacy was very low among agribusiness entrepreneurs. Hence the study recommended a financial literacy operationalisation model for agribusiness entrepreneurs for consideration by policy makers.en_US
dc.format.extent23 pen_US
dc.language.isoenen_US
dc.publisherInternational Institute for Science, Technology and Educationen_US
dc.relation.ispartofIssues in Social and Environmental Accounting; Special Issue Volume 2en_US
dc.subject1501 Accounting, Auditing and Accountabilityen_US
dc.subjectFinancial literacyen_US
dc.subjectFinancial knowledgeen_US
dc.subjectFinancial behaviouren_US
dc.subjectFinancial attitude.en_US
dc.titleFinancial literacy operationalization model for agribusiness entrepreneurs in Zimbabween_US
dc.typeArticleen_US
dc.date.updated2024-03-17T18:09:15Z-
dc.identifier.doi10.7176/isea/s2-08-
item.grantfulltextopen-
item.cerifentitytypePublications-
item.fulltextWith Fulltext-
item.openairecristypehttp://purl.org/coar/resource_type/c_18cf-
item.languageiso639-1en-
item.openairetypeArticle-
Appears in Collections:Research Publications (Accounting and Informatics)
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